See the full picture of what contracting is building for you
Your accountant has always known what you made this year. Cledo.tax shows you what you’ve built since the beginning — and what you’re on track to build by the time you stop.
Start your journey£47,300
average cumulative tax saved vs. PAYE over 5 years contracting
£28,000
average company pension built through optimal contributions
2×
average net worth multiple of a PAYE employee at the same gross income
What you see
Cumulative Tax Saved
Every month, we calculate what you would have paid in PAYE income tax and NI if you’d taken everything as salary — and compare it to what you actually paid. The difference is your cumulative tax saving. This number grows every month.
Pension Built
Every company pension contribution is tracked from day one. Your running total is always visible. Combined with the CT saving each contribution generated, you can see the real value of each payment.
Monthly Revenue vs. Take-Home
A chart showing your gross revenue and net take-home for every month since you joined. See the effect of pay rises, quiet periods, and optimisation decisions.
Milestones
Key moments in your contracting journey: first filing, first dividend, pension started, IR35 assessment completed, score improvements. A record you’ll actually want to look back at.
A record no other platform can replicate
After two years on Cledo.tax, you have an irreplaceable financial history. Every penny earned, every tax saved, every filing submitted \u2014 timestamped, searchable, permanent. We should be transparent: this is also why our retention is high. Your data is yours. It cannot be meaningfully transferred to a competitor. That\u2019s not a trap \u2014 it\u2019s a feature worth knowing about.